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Understanding What's Important

Running a successful medical practice takes skill, dedication and a financial partner with the insight and solutions you need as your practice grows. M&T Bank is there for you every step of the way.

The M&T Advantage

Our comprehensive business approach enables you to take advantage of financial products and discounted business services that can help you manage your cash flow, accept payments and disburse funds, while saving you time and money.

Customized Solutions for Your Medical Practice

We understand the distinctive financial cycle of medical practices and we’re prepared to create a customized financial services package to help serve the financial needs of your members. We can offer you:

  1. The resources to start up, purchase, expand or relocate your practice
  2. Equipment financing to take advantage of the latest technology
  3. Finance leasehold improvements or real estate purchase to support a growing practice
  4. Working capital in the long or short term depending on your need
  5. Refinancing for existing loans
  6. Partner buy-in loans tailored to fit your unique situation

Additional Products and Services

Our solutions will help you simplify the collection of funds and help you better understand your cash flow:

    1. Deposit funds into your account without leaving the office with Remote Check Deposit1
    2. Reduce operational and administrative expenses with Merchant Services2
    3. Help protect your deposit accounts from unauthorized transactions with our numerous Fraud Protection solutions
    4. View balances, transactions and transfer funds between M&T accounts online with Online Banking for Business3

In addition, our Wealth Management partners provide you with guidance on investments, personal financial planning, insurance solutions, or retirement planning.4

Commitment to Your Practice

At M&T, we work hard to understand the needs of your practice. We make sure banking decisions regarding your business are made locally with your dedicated Relationship Manager who will continue to meet with you to anticipate your future needs and help you make decisions that can help improve your business.


All loans and lines of credit are subject to receipt of a complete M&T application, credit approval and other conditions.

1 M&T Bank’s Remote Check Deposit ("RCD") services are provided subject to M&T Bank’s standard Treasury Management Services Agreement for the provision of RCD services ("RCD Agreement").

2 M&T Bank Merchant Services are available subject to completion of a Merchant Services application and credit approval. Merchant Services are provided subject to the terms and conditions of M&T Bank’s Merchant Services Agreement. Availability of funds is subject to M&T Bank’s Funds Availability Policy. Additional terms and conditions apply.

3 Fees may apply for optional services provided through M&T Online Banking for Business.

4 Investments offered by M&T Securities: • Are NOT Deposits • Are NOT FDIC-Insured • Have NO Bank Guarantee • May Lose Value

Brokerage services are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank.

Some products and services may be provided through third parties, subsidiaries or affiliates of M&T Bank.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.


M&T Bank logo

11 E Hinckley Ave Ridley Park, PA 19078

Chris Sylvia Assistance Vice President 610-521-2900

Mitchell Stead Vice President 610-520-3814